Do you need an umbrella or excess quote?

0 12 September 2017

More often insureds are entering into contracts that require higher policy limits.   We have several excellent markets for umbrella / excess liability to help you round out an account. Often umbrella/excess coverage is the last line to get quoted and quick turn-around time is essential. In order to provide quick turn-around, please provide us with a complete submission which includes:

  • Acord application (Acord 125 and 131) completed in entirety, especially years in business, requested limits, payroll, receipts, underlying carrier, dates, limits and premium, and vehicle information including the radius of operation. Be sure to provide full details on the applicant’s exposure.
  • 5 year currently valued CGL, Auto and EL loss runs
  • Expiring umbrella carrier, limit and premium (if applicable)
  • Vehicle schedule
  • MVR for drivers (if you have them)
  • Underlying Auto and CGL quotes (or policies if already issued)
  • If the risk is a contractor, we need a contractor supplement.
  • If the risk is trucking, we need to know what they are hauling, how far